Can buying property get you a Golden Visa?
Yes, if you have at least Dh2 million of your own money in property. Here's how the rule works.
Yes. The Abu Dhabi Residents Office offers a 10-year Golden Visa to property investors who have at least Dh2 million of their own money in Abu Dhabi real estate. It also covers your spouse and children. [1]
What's the Dh2 million rule?
You need property worth at least Dh2 million, bought with at least Dh2 million of your own money, not borrowed. [1] It can be one property or several added together.
Can you use a mortgage?
Yes, with national banks, but only the part you've paid yourself counts. [1] So:
| Property price | Most you can still owe the bank | Your own money in it |
|---|---|---|
| Dh2 million | Nothing (cash only) | Dh2 million |
| Dh3 million | Dh1 million | Dh2 million |
| Dh5 million | Dh3 million | Dh2 million |
Does off-plan count?
Yes, if you buy from one of the government's approved developers and you've already paid at least Dh2 million to the developer. [1] The full purchase price doesn't count until you've paid it.
What documents do you need?
Paid-off property
Your purchase agreement registered with the Department of Municipalities and Transport (DMT), or a property value certificate. [1]
Mortgaged property
A property value certificate, plus a certificate showing the property isn't subject to any court order. [1]
Off-plan
Your purchase agreement with an approved developer, and proof you've paid at least Dh2 million. [1]
What's the catch?
Read these before you sign anything.
Most Dubai guides don't apply.
Rules on mortgages and off-plan differ between emirates. Abu Dhabi's own rules are stricter on how much of your money must be in the property.
Official sources disagree on length.
The Abu Dhabi Residents Office says 10 years for property investors, [1] but the federal UAE portal lists 5 years for real estate investments. [2] Confirm the term you'll get when you apply.
Don't buy just for the visa.
A property that's right for a visa may not be right as an investment. Check the catch on the market first.
Rules change.
These are correct as of November 2026. Check the Abu Dhabi Residents Office before you buy.
What should you read next?
Three guides that follow on from this one.
See all guides
Not sure if you'd qualify?
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